Zambia

+260 · 4 operators

Zambia, a landlocked country in Southern Africa with about 20 million people and Lusaka as the capital, has its mobile market shared by MTN Zambia (largest, under MTN Group), Airtel Zambia (under Bharti Airtel Group, acquired from Zain in 2010), state-owned Zamtel, and Liquid Telecom Zambia, all providing 4G/LTE. **Zambia's *100# serves as a cross-network balance check code**, reflecting unified USSD standards. MTN MoMo (*303#), Airtel Money (*115#), and Zamtel Kwacha (*777#) are mainstream mobile payment services, with USSD playing a central role in balance checks, data plans, mobile payments, and bill payments in daily life.